Renter's Insurance

When you rent and apartment or house, you need insurance that covers you and your belongings in case of a fire, theft or almost anything else that might happen. Renters Insurance can give you the protection you need at a very affordable rate.

A Renter's Policy Protects:

• Furniture
• Clothing
• Appliances
• Many other personal belongings.
• Additional living expenses, if you have to move out during repairs.
• Personal Liability that provides financial protection if someone is accidentally injured or their property is damaged while in your apartment or damage is caused by you, your children, pets or your personal activities.
  
  Personal Liability also covers you if you're held legally responsible for fire damage to your apartment, to the building where you live, or vacation property you rent.

Coverage can be enhanced with a variety of added value endorsements. Among them are:

• Contents Replacement Cost allows you to repair or replace most personal property in your apartment with no deduction for depreciation.
• Personal Injury. Protects you against libel and slander.
• Identity Theft Protection. Provides assistance from a consumer fraud specialist and covers expenses related to restoring your good name and financial reputation.
• Personal Articles Coverage. Protects specific high value items
• Water Backup of Sewers or Drains

Learn more about Renter's Insurance from: