Homeowner's Insurance

Buying a home is one of the single largest investments that you will ever make. Your main line of protection for that investment is homeowner's insurance.

A Homeowner's Policy Protects:

• Your home.
• Detached structures, such as a garage or shed.
• Personal belongings, including furniture, clothing, appliances and much more.
• Loss of use, for living expenses, when the home is damaged and uninhabitable.
• Personal liability that protects you and your family against a claim or lawsuit if someone is injured or their property is damaged while at your home.

Coverage can be enhanced with a variety of added value endorsements. Among them are:

• Contents Replacement. Provides full replacement cost for personal belongings.
• Additional Replacement Cost Protection. Provides the extra insurance you need to rebuild your house if your coverage amount is inadequate.
• Personal Injury. Protects you against libel and slander.
• Identity Theft Protection. Provides assistance from a consumer fraud specialist and covers expenses related to restoring your good name and financial reputation.
• Personal Articles Floater. Provides even more comprehensive coverage for valuable items. It is the right coverage for people who wish to schedule items that have been carefully selected and whose values exceed the limits of a standard policy.
• Water Backup of Sewers or Drains.

Learn more about Homeowner's Insurance from: