Coverage found under an Auto policy includes...

Bodily Injury Protection
Protects you against financial loss if someone is killed or injured by your auto and you are found liable. Your legal expenses and court costs would also be included for a covered suit, as would your bail bond expenses.

Property Damage Liability
Covers you against financial loss if you are found liable for damage to other people's property caused by your auto.

Uninsured Motorist Coverage
Protects you and passengers in your vehicle. Pays damages for bodily injury or death caused by a driver who is legally responsible for the accident, but does not have enough insurance to pay for those damages.

Underinsured Motorist Coverage
Protects you and passengers in your vehicle. Pays damages for bodily injury or death caused by a driver who is legally responsible for the accident, but does not have enough insurance to pay for those damages.

Personal Injury Protection (First Party Benefits)
Pays benefits for the cost of personal injuries resulting from an automobile accident. This coverage applies without regard to who was at fault in the accident. Personal Injury Protection applies only to injuries to people. It does not cover damage to a car, or to any other property. Coverage applies to everyone in your auto. It also applies to you, and relatives living in your household who are insured in other automobiles or who are struck by a vehicle.

Collision
Pays for the damages to your covered auto (up to the auto's actual cash value) caused by an impact with another vehicle or stationary or moving object. The amount of your deductible will be subtracted from any settlement.

Comprehensive ("Other Than Collision" coverage)
Pays for losses to your covered auto (up to its actual cash value) which are not caused by collision. This includes damage caused by fire, theft, glass breakage, riot, windstorm and hail. The amount of your deductible will be subtracted from any settlement.

Towing and Labor Coverage
If your car becomes disabled, this coverage pays for towing and labor to repair your car, up to your policy limit.

Rental Car Reimbursement Coverage
If your car becomes disabled and you need to rent a substitute, this coverage pays the cost of the rental car, up to your policy limits.

Lease or Loan Gap Coverage
Pays any gap of coverage between the book value and the remaining lease or loan payoff of your car if damaged by a covered loss